Medicare Advantage Plans (Part C) for New Jersey
A Clover Health Medicare Advantage plan includes all the benefits of Original Medicare plus many extra benefits you’ll come to enjoy with a Clover plan. These plans were designed with New Jersey residents in mind. After all, Clover Health was established in Jersey for Jersey!
Enter your zip code to see Clover Health plans available New Jersey.
Why Choose Clover?
Simple. We feel there’s no better Medicare Plan.
At Clover, we are committed to providing our members wide access to care and high value plans with benefits that help their budget go farther.
Most Clover Health Medicare Advantage (Medicare Part C) all-in-one plans, that include prescription drug coverage, are designed for:
- Affordability – $0 to low monthly plan premiums
- Value – Low out-of-pocket expenses and a maximum out-of-pocket
- Predictability – $0 to low copays
- Money-saving Extras – Like allowances for dental care, eyewear, and over-the-counter items
Join the thousands of members that have entrusted Clover with their healthcare coverage, so you have one less thing to worry about!
Our Approach to Medicare Is Simple
In New Jersey, Clover Health offers PPO and/or HMO Medicare Advantage plans in the following counties:
Coverage areas:
The Clover Health Choice (PPO) (004) includes prescription drug coverage
- $0 monthly plan premium
- No medical plan deductible
- $20 monthly Part B giveback (up to $240 per year)
- $0 copay for primary care visits
- $10 for in-network specialist visits
- $110 quarterly Over-the-Counter item allowance (up to $440 per year)
- $2,000 yearly Dental allowance
- $200 yearly Eyewear allowance
- LiveHealthy Reward dollars (up to $400 per year)†
The Clover Health Choice (PPO) (032) includes prescription drug coverage
- $0 monthly plan premium
- No medical plan deductible
- $0 copay for in-network primary care visits
- $10 for in-network specialist visits
- $75 quarterly Over-the-Counter item allowance
- $1,250 yearly Dental allowance
- LiveHealthy Reward dollars (up to $400 per year)†
The Clover Health Valor (PPO) (061) - designed for Veterans to complement your VA Coverage. You do not have to be a Veteran to join.
- $0 monthly plan premium
- $0 copay in-network primary care visits
- $125 monthly Part B Giveback ($1,500 per year)
- $1,500 yearly dental allowance
- $200 yearly eyewear allowance
- $50 quarterly OTC Allowance (up to $200 per year)
- LiveHealthy Reward dollars (up to $400 per year)†
Find the right Clover plan for you.
Enter your zip code on the right or call us. We're available to talk from 8 am to 8 pm, 7 days a week.*
Our Medicare Advantage PPO Plans Give You Freedom to Choose Your Doctor
At Clover Health, we believe in letting you see the doctor you want to see.
We have a broad network of more than 70,000 healthcare providers, so you can get the care you need in your area from a trusted in-network doctor. You also have the freedom to see out-of-network primary care providers or specialists, you just may have to pay a little more. The choice is yours.‡
If you’d like to see a list of providers in your area who are in the Clover Health network, please go to Find a Provider.
To see if your prescriptions are covered by Clover, please go to Find Your Drugs.
Visit Find a Pharmacy to find a network pharmacy near you.
Let's find out if Clover is right for you.
We're available to talk 8am to 8pm, 7 days a week.*
Plan 004 Service Area: Atlantic, Bergen, Essex, Hudson, Mercer, Monmouth, Morris, Passaic, Somerset, Sussex, Union
Plan 032 Service Area: Burlington, Camden, Cape May, Cumberland, Gloucester, Hunterdon, Middlesex, Ocean, Salem
Plan 061 Service Area: Atlantic, Bergen, Burlington, Camden, Cape May, Cumberland, Essex, Gloucester, Hudson, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Ocean, Passaic, Salem, Somerset, Sussex, Union
†LiveHealthy reward dollars may not be used to purchase alcohol, tobacco products, or firearms. Not redeemable for cash. Other limitations may apply; please call Clover for details.
‡Out-of-network/non-contracted providers are under no obligation to treat Clover members, except in emergency situations. For a decision about whether we will cover an out-of-network service, we encourage you or your provider to ask us for a pre-service organization determination before you receive the service. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.